This type of insurance provides liability protection when an individual operates a vehicle they do not own. For example, it could cover someone borrowing a friend’s car or renting a vehicle for personal use. It acts as a safeguard against potential financial burdens arising from accidents involving a non-owned vehicle. This coverage typically follows the individual, not the vehicle.
Having this protection offers peace of mind by extending liability coverage beyond a policyholder’s owned vehicles. It bridges potential gaps in insurance coverage, especially for those who frequently borrow or rent cars. Historically, the rise of car sharing and rental services has highlighted the value of this coverage for a wider range of drivers.
Continue reading “Do You Need Drive Other Car Coverage? 7 FAQs”